Admin The term “virtual credit card” is actually misleading in several ways. This modern, digital product usually doesn’t have much in common with a real credit card. First and foremost, the element that gives it its name, credit. A credit card grants its users a short-term loan or advances funds until the – usually – monthly … Read more
The topic of virtual credit cards comes up again and again among Sparkasse customers. But does Sparkasse offer a virtual credit card? You can find all the information about it in this blog article! What is the virtual credit card? A virtual credit card is a digital version of a traditional credit card designed for … Read more
Even in a world where cross-border transactions and international travel have become the norm, exchanging between different currencies cheaply is still a challenge. One solution that has gained a lot of popularity in recent years is Revolut. The FinTech from London promises to make handling foreign currencies and international money transfers easier. But while Revolut … Read more
If you regularly make international transfers, you are probably looking for a cost-effective way to send money abroad. Founded in 2015, the FinTech Revolut has become a popular alternative to the traditional bank account among Austrians. But can Revolut keep up with the competition when it comes to international transfers? In this article, we’ll take … Read more
Even on overnight and fixed-term deposits there is hardly any interest anymore – at least at German banks. The situation looks better abroad. However, caution is advised here. Earn money by doing nothing. Until twelve years ago, this was completely normal for many Germans. After all, they didn’t even have to invest their money on … Read more
Fund products from well-known personalities attract attention – but does that make them a good choice? Three celebrity funds under the microscope. As a public figure, you have many opportunities to monetize your fame. For example, you can write a book or launch your own reality show. Or you can simply set up your own … Read more
One of the most common New Year’s resolutions, in addition to signing up for a gym membership or studying hard for your degree, is saving money. But how can you save money effectively without giving up too much? We have a few tips. First, we divide expenses into two types: fixed costs and variable costs. … Read more
Our parents’ generation gave us a lot of good advice. But also a lot of well-intentioned advice that we shouldn’t necessarily adopt. Here are ten financial tips that you shouldn’t imitate. What distinguishes our parents’ generation from us The baby boomer generation refers to the generation born in the two decades after the Second World … Read more
Retirement at 40 is the goal of many frugalists, who give up a lot to achieve it. But can everyone really live frugally? Or is the concept ultimately only for high earners? For a long time, status and salary were considered the main motivations for young people to drive to the office every morning. This … Read more
Germany now wants to use stocks for pensions. This is a small revolution. But what exactly will change as a result? It was announced as a pension revolution, as the beginning of something big. For many, it is now just a lazy compromise. The share pension, which the FDP threw into the ring for the … Read more