Changes in personal data lead to changes in policy. Procedures for driving safely on the road
A change of residence can bring about several changes and adjustments in a person’s life, and car insurance is no exception. It is important to update the details of your car policy as soon as your residence changes, to ensure that you maintain your insurance coverage and meet your legal obligations. Let’s take a closer look at what you need to do.
Edit registration document
To regularize the change of residence on the car insurance contract, it is necessary to update all the documents relating to the car at the same time. To update the registration document, it is necessary to contact the municipal offices of the new municipality of residence, presenting an identity document, a driving license, a vehicle registration plate and an application form change of residence. Only after completing this procedure will the new Municipality of residence contact the Civil Motorization Office, updating the vehicle’s registration document.
Communication to the PRA will be carried out by the Motorization DepartmentThe changes introduced by the simplification decree, which from 2020 has shortened all the procedures for modifying the registration document, provide that the new adhesive coupon to be affixed to the registration document will no longer be sent by post, but only the data contained in the ANV – National Vehicle Archives can be updated.
To know the current status of the file and to know if the registration document is up to date, you can call the toll-free number 800 232323 or visit the website ilportaledellautomobilista.it
All procedures can be handled personally or by contacting the ACI or relying on a car processing agency.
Inform your insurance
The first step to changing your address on car insurance is to notify your insurance company of your change of address. The change of residence must be communicated as soon as possible Otherwise, in the event of a road accident, problems may arise regarding the settlement of compensation. You can contact your insurance agent by phone, email, by visiting your city office directly or through the insurance company’s online portal.
If you have taken out insurance with Linear, the procedure for changing your contract is quick and simple. If during the validity of your contract you wish to make changes to your personal data, simply access your Personal Space: click here to follow the detailed procedure.
Evaluate any rate changes
Once your new contract has been updated with the Company concerned, the premium is recalculated.
Residence affects the premium amount, as well as other parameters used to calculate the cost of car insurance. Therefore, changing residence could affect the cost of your insurance; In some areas, insurance premiums vary depending on the level of risk associated with your new residence.
Communicating the change of residence and modifying the insurance contract is fundamental and essential for traveling with complete peace of mind.
Failure to notify the change of residence and the consequent modification of the insurance policy may compromise compensation in the event of an accident. The insurance company, in fact, after paying the damage, could exercise the right to compensation.